Every year, thousands of people lose out on benefits they’ve already paid for simply because they didn’t use them in time. If you have a flexible spending account (FSA), health savings account (HSA), or vision insurance plan that covers eye exams and eyewear, most of those benefits will expire at the end of the calendar year.
The good news? You can still take advantage of them. Broward Eye Care offers a full suite of comprehensive eye exams and eyewear services that vision plans typically cover. If you haven’t had your eyes checked this year, or if you're overdue for new glasses or contact lenses, this is the ideal time to schedule your visit.
Why Vision Insurance Expires at Year-End
Vision insurance plans aim to promote regular eye care, which helps catch issues early and keep your vision clear and comfortable. Most plans reset every January, which means unused benefits won’t carry over into the new year. That includes allowances for:
- Annual eye exams
- Prescription glasses
- Contact lenses
- Specialty eyewear
- Co-pays or deductibles covered by FSAs or HSAs
Many people don’t realize that vision insurance and FSA coverage include more than just the basics. Depending on your plan, you could also use those funds toward prescription sunglasses, computer glasses, or upgrades like anti-reflective or blue-light coatings.
Why Annual Eye Exams Matter for Long-Term Vision
Even if you feel like your vision is fine, your annual exam is a key part of staying healthy. Our eye doctors can detect early signs of:
- Glaucoma
- Cataracts
- Macular degeneration
- Diabetic eye disease
- High blood pressure
Many of these conditions show no symptoms early on. Most vision plans cover the full cost of annual exams—making now a smart time to book.
How to Use Your Vision Benefits Before They Expire
If you’re unsure how to use your remaining vision benefits, here’s a quick look at common covered services and products:
Services often covered:
- Annual comprehensive eye exams
- Contact lens fittings and evaluations
- Follow-up visits for prescription updates
Products often covered:
- Prescription eyeglasses and lenses
- Contact lenses and lens solution
- Prescription sunglasses
- Upgrades like blue light-blocking lenses and Transitions®
Many plans also allow you to apply benefits toward specialty eyewear or computer glasses. Ask our team about your options; we’ll help you use every dollar wisely.
Book Your Eye Exam Early to Use 2025 Benefits
The last two months of the year are always the busiest time in eye care. Everyone’s trying to use up their insurance before benefits expire. That means prime appointment times fill quickly, especially late afternoons and weekends.
If you know you’re due for an exam or want to make the most of your plan’s frame allowance, we recommend booking your visit now. Even if you’re not sure what your coverage includes, our team can help you understand your benefits and use them wisely.
Comprehensive Eye Care in Ft. Lauderdale
Broward Eye Care has served the Ft. Lauderdale community for over five decades. We offer compassionate, personalized care, advanced diagnostics, and an extensive selection of optical products.
From prescription updates to stylish new frames, our Florida eye care team can help you get the most from your benefits before they reset.
Vision Insurance Expires December 31—Act Now
Your vision benefits expire December 31; don’t let them go to waste.
Book your vision appointment at Broward Eye Care in Ft. Lauderdale, FL. We’ll help you finish the year strong with clear vision, stylish eyewear, and one less thing on your to-do list.